How Do I Pay Medical Bills Before I Get My Settlement? (Guest Blog)
- July 6th, 2017
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Waiting for an insurance company to offer a fair settlement for your personal injury can take a while. You may worry that you won’t be able to pay your medical bills in the meantime. Here are a few tips for paying your medical bills until your settlement comes through.
Ask for a Lawsuit Loan
If your case is strong, a lender may give you a lawsuit loan to pay your medical bills until the insurance company settles. If you have your lawyer vouch for you, like a personal injury lawyer DC relies on, a lender may be more willing to approve your loan request.
Have Your Personal Injury Lawyer Negotiate an Out-of-Court Settlement
If you have a skilled personal injury by your side, the insurance company may prefer to settle the matter out of court. This can help you get the money to pay your medical bills much sooner.
File for Disability
If your recovery from your injury will take a while, your doctor can provide you with medical documentation to file a federal disability claim. You may qualify for even more benefits if your recovery is expected to take more than 12 months.
Sell Your Belongings
There may be items in your house that you don’t use anymore, such as old furniture, clothes or books. Consider selling these items in a yard sale to raise money for your medical bills. Setting up a yard sale can take a lot of work, so ask your family and friends for help.
Apply for a Peer-To-Peer Loan
Another way to obtain money for your medical bills is to apply for a loan through a peer-to-peer lending site. Create an account on the site and share your story. Tell everyone how you were injured in an accident and are having trouble paying your medical bills. People on the site may be very sympathetic to your situation and donate money to you.
Hire a Personal Injury Lawyer
It’s in your best interest to hire a qualified personal injury lawyer as soon as possible. He or she can start working on your case right away and help you obtain compensation in a timely manner. Many personal injury lawyers work on a contingency basis, so there is no risk to speaking to one. During your initial consultation with a personal injury lawyer, bring any evidence you have, such as medical records, photos of your injuries and witness statements.
Thanks to our friends and contributors from Cohen & Cohen, P.C. for their insight into personal injury practice.
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